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Privacy Policy

This Privacy Policy describes how Infinite Horizon Solutions, Inc. ("Company," "we," "us," or "our") collects, uses, and shares your information when you use LivePortfolio ("Service") offered through the URL liveportfolio.io (including its sub-domains). We respect your privacy and are committed to protecting your personal information. Please read this Privacy Policy carefully to understand our practices regarding your information and how we will treat it.

By accessing or using the Service, you agree to the practices described in this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the Service.

Information We Collect​

  • Account Information: To create an account, you will need to provide an email address. We do not require any other personal information.
  • Analytics Data: We may collect IP addresses and device information for analytics purposes to help us understand how our Service is used.
  • User-Generated Data: The Service allows you to input portfolio data. You have the ability to delete this data entirely in the app settings. This action is irreversible and will permanently remove the data from our systems.

Use of Information​

We use the information we collect for the following purposes:

  • To provide and maintain the Service.
  • To improve and personalize the user experience.
  • To monitor and analyze usage patterns and trends.
  • To respond to user requests and inquiries.
  • To communicate important updates or changes related to the Service.
  • To comply with legal obligations.

Sharing of Information​

We do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following circumstances:

  • Service Providers: We may share information with trusted service providers who assist us in operating and maintaining the Service.
  • Legal Requirements: We may disclose your information if required by law, regulation, or legal process.
  • Protection of Rights: We may disclose information when we believe it is necessary to protect our rights, privacy, safety, or property, or those of others.

Data Retention​

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

Your Rights​

You can contact us to:

  • request the deletion of your account and personal data
  • request an update to your account information

Security​

We take reasonable precautions to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee the absolute security of your information.

International Data Transfers​

Your personal information may be transferred to and processed in countries other than the one in which you reside. By using our service, you consent to the transfer and processing of your personal information in accordance with this Privacy Policy. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with applicable data protection laws.

Children's Online Privacy Protection Act (COPPA)​

Our service is intended for use by adults, and we do not knowingly collect personal information from individuals under the age of 18. If you believe that we may have inadvertently collected personal information from a minor, please contact us so that we can promptly delete such information.

GDPR Compliance​

If you are in the European Union or if we process personal data of individuals in the European Union, we follow the General Data Protection Regulation (GDPR).

  • Lawful Basis: We process data based on your consent, contract performance, and legal obligations.
  • Data Controller: We are responsible for the data we collect and process.
  • Purpose: We use data to provide services and meet legal requirements.
  • Rights: You have rights to access, rectify, erase, and restrict data.
  • Consent: You can withdraw consent and manage data by contacting us.
  • Data Security: We take measures to protect your data.
  • Third Parties: We may use trusted partners to process data.
  • International Transfers: Data may be transferred outside the EU with safeguards.
  • Complaints: You can contact a supervisory authority.

CCPA Compliance​

If you are a resident of California or if we process your personal information as defined by the California Consumer Privacy Act (CCPA), the following provisions apply:

  • Categories of Personal Information Collected: In the last 12 months, we may have collected categories of personal information such as:
    • Identifiers (email address, IP address).
  • Purposes for Collecting and Using Personal Information: We collect and use personal information for purposes described in the "Information We Collect" section.
  • Sale of Personal Information: We do not sell your personal information.
  • Your CCPA Rights:
    • Right to Know: You have the right to request information about the personal information we have collected and used in the past 12 months.
    • Right to Delete: You have the right to request the deletion of your personal information, subject to certain exceptions.
    • Right to Opt-Out: We do not sell personal information. However, you have the right to opt out of the sale of personal information.
    • Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.
  • Submitting CCPA Requests: You can exercise your CCPA rights by contacting us.
  • Authorized Agent: You can designate an authorized agent to make CCPA requests on your behalf.

Changes to this Privacy Policy​

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated Privacy Policy on our website or through other communication methods.

Contact Us​

If you have any questions, concerns, or requests related to this Privacy Policy, please contact us.

By using the Service, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and sharing of your information as described herein.